Our plans help provide protection during the coverage period. If you die within the covered period, your beneficiaries receive the death benefit of the policy tax-free and can use this money any way they want.

We offer the following insurance plans:

• YourTerm

  YourTerm life insurance can help protect your family’s financial security at an affordable cost, so you can have more money to enjoy with your family now. You can choose a 10, 15, 20 or even 40 year term – and anything in between.

• Term 100 Life Insurance

  Term 100 life insurance plan provides coverage for as long as you live. Your premiums remain unchanged until you reach age 100, when they cease.

• RBC Guaranteed Acceptance Life Insurance

  If you’re between the ages of 40 and 75 and a Canadian Citizen or Permanent Resident, you can’t be turned down for coverage.

  RBC Guaranteed Acceptance Life Insurance doesn’t require a medical exam and there is no health questionnaire to purchase.

Health Insurance

• RBC Simplified Disability Insurance

  RBC Simplified^® Disability Insurance helps protect your income in the event of an Injury and/or Sickness with very affordable coverage that's easy to understand and simple to purchase. It provides basic disability insurance or can be used to add on to coverage you have through a group plan.