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Compare RBC GIF Series
Which series is right for you?
Series features |
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Ideal if you are… |
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Overview |
Basic guarantees and maximum growth potential |
Enhanced guarantees to protect your money and growth potential |
Maximum guarantees with option to lock in growth |
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Maturity Guarantee1 (whichever is greater) |
At age 100…
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In 10 years…
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In 10 years…
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Death Benefit Guarantee1 (whichever is greater) |
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Resets let you take advantage of market growth. You can reset the guaranteed value of your segregated fund contract when the market value exceeds the original value of your investment. Generally, when a reset is used, your maturity date will also be reset based on how far into the original term you are. |
None |
None |
1 per year before age 90 |
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Fund options |
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Fees |
Lower than Series 1 and Series 2 |
Competitive–includes the cost of enhanced protection |
Competitive–includes the cost of maximum protection |
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Will be reduced proportionately for all withdrawals and fees.
Please refer to the information folder and contract to understand how the guarantees work.
Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. RBC Guaranteed Investment Funds are segregated funds and are referred to as individual variable annuity contracts. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. The underlying mutual funds and portfolios available in these Contracts are managed by RBC Global Asset Management Inc. Details of the applicable Contract are contained in the RBC GIF Information Folder and Contract