What To Do, Before You Are Due
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Mail delays expected as Canada Post service resumes. You may not receive your insurance documents or be able to mail premium payments or documents to us. You are still responsible for making your insurance premium payments by your due date to maintain your insurance coverage.
If you have questions about how a potential postal delay could impact your personal or business insurance, please speak with your advisor or contact us at 1 800 769 2568
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By Alison Rockwell • Published August 2, 2017 • 7 Min Read
Between a busy career, designing the perfect nursery, researching stroller technology and devouring every bit of information on newborns, at one time your leave might have felt far off. Now that it’s almost here, how do you prepare to make the most of your leave?
Whether this is your first, second, third (or more) leave, some basic preparation and planning can help make the most of your time at home, while ensuring a seamless transition for your employer and coworkers.
Once you’ve notified your employer that you are about to embark on this exhilarating adventure known as parenthood, help ensure a smooth transition for your employer and everyone else impacted by your leave. Schedule one or two meetings with your in-house HR department and manager a few months out, and again a couple weeks prior to your departure.
The emotional highs of finally having your newborn at home shouldn’t be impacted by worries about finances or the future. While you are waiting to meet the newest member of your family, invest some time thinking about your new fiscal realities.
Regardless of how long you plan to be out on leave, prepare for changes in your daily social interactions. There are dozens of ways to engage with other new parents to help celebrate — and occasionally commiserate — having a newborn.
Most neighbourhoods have mom groups welcoming new members to share experiences, advice and activities. If you are new to an area, check out the local library, drop by a preschool or literally take a walk and ask any new stroller-pushing parent about what is available in your community.
Online baby/parenting forums and websites can help keep you feeling connected to the world during early morning feedings or between naps. Welcoming, entertaining and helpful forums like Canadian Moms Community and Baby Centre can keep you connected, and often wryly laughing with other moms, dads and caregivers when your daily social network temporarily changes.
The idea of travelling with an infant within the first few days of their arrival may seem overwhelming, but once you get into the swing of things, making the most of your leave can include visiting relatives or starting new family traditions. Preparation (like any outing with a newborn) is key; although, in the case of travel documents you’ll need your bundle of joy to be born before you can apply.
Once your baby is home, apply as soon as you can for a copy of their birth certificate and obtain passport photos. It can take four to six weeks or longer to receive the necessary documents for a passport application (based on how quickly you can access the necessary details.) Check the Canadian government’s website on child passports to help ensure your application is quickly approved.
If you are a single parent or travelling alone with your newborn, it is often recommended to obtain a notarized consent letter confirming permission has granted by the other parent (if applicable) to take your child out of province or country.
As the saying goes, parenthood, the days can be long but the years are short. Suddenly, after months of being home with your baby, the time will come for you to head back to work. While it may be a harder transition than leaving was, there are some key ways to make things easier.
Regardless of how much time you have on your maternity/paternity leave, becoming a parent for the first time, or multiple times, can be an adventure — and like an adventure, preparation can help you to make the most of it.
Learn about how Life Insurance can protect your family.
Rather talk to someone? Call 1-800-769-2568 or find an advisor near you.
*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.
This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.
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