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Save up to $805 on combined home and auto insurance1
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Frequently asked questions
Bundling is when you buy multiple types of coverage, like home and auto insurance, from one insurance company. Combining home and auto insurance might make you eligible for a discount. When you bundle home and auto insurance for your primary residence and your car through RBC Insurance, you could receive up to a 10% discount on your premiums1 plus you’ll get convenient access to both policies in one place.
There are several ways you may be able to save on your insurance:
- Save up to 10% when you bundle a car insurance policy with a homeowner’s, condo or tenant insurance policy through RBC Insurance.1
- Depending on the province or territory you live in1, some cost savings may apply to you automatically —like being claims-free for a certain time period. In other cases, there are specific things you can do to qualify for other potential discounts. This includes bundling coverage or insuring more than one vehicle with us1.
- Lower your premium by choosing a higher deductible.
- Install a centrally monitored home security system4.
- Qualify as a mature or experienced driver.
A deductible is the amount of money you may be required to pay out-of-pocket towards a claim you make.
For example: If your vehicle has $4,000 damage in an accident and your collision deductible is $500, then you would be responsible for paying the first $500 and your insurance company would pay the remaining $3,500.
Tip: If you can afford to make a higher out-of-pocket payment in the event of a claim, then choose a higher deductible on your policy. You’ll pay a lower premium as a result.
Whatever your needs, we can help.
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All savings opportunities are based on filed discounts and rates in force and vary based on each individual’s insurance profile and are not guaranteed. Switching insurance and combining home insurance for a primary residence and two vehicles could save Ontario customers up to $805 per year, compared with average annual auto insurance premiums of $2,635 per vehicle and $1,438 for a homeowner’s policy for customers of RBC Insurance in Ontario prior to discounts. Condominium and tenant policies are excluded from this savings calculation. Certain conditions, limitations and exclusions may apply. For detailed information about how savings could apply to you, including saving opportunities for condominium owners and tenants, speak with a licensed RBC Insurance advisor.
Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. All terms and conditions are contained in the applicable insurance policy. As a result of government-run auto insurance plans, car insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.
Service provided by Aviva General Insurance Company. Clients may call 1-866-953-8285 (Mon-Fri, 9am-5pm, ET). Anonymous Claims Advice Line not available in Quebec. Quebec residents may call 1-800-769-2526 for questions about their policy and coverages.
The home security system discount through RBC Insurance is not available in Ontario, Alberta or British Columbia and is not applicable to condo and tenant insurance policies. There are specific eligibility requirements to qualify for the home security discount.