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Your Dedication. Your Discipline. Your Coverage.

We don’t know what it’s like to stand in your boots but we know one thing for sure: your sacrifices to protect are priceless. Let us help you prosper the best way we know how—with coverage to help protect you and your family as you work towards a secure financial future.

Your Job is Hard Enough. Protecting Your Family Shouldn’t Be.

Whether you’re a reserve member, a veteran or on active duty, you won’t be declined or pay more for term life insurance because of your occupation. You can now protect your family with RBC Term Life Insurance.

  • Convenient: Get an instant online quote and apply in as little as 15 minutes.
  • No Medical Exam: You may be eligible to receive coverage without having a medical examination.
  • Coverage Available: Choose from $50,000 to $499,999.
  • Affordable: Policies start as low as $11.34 per month.
  • Flexible: Choose coverage for 10, 15, 20 or 40 years (and anything in between).
  • Easy to Understand: Your premiums and coverage are guaranteed for the entire term.
  • Convertible: Convert your policy to a permanent policy without providing additional medical evidence.

What’s Covered

If you pass away while you have coverage, your policy provides a tax-free death benefit (in the amount of coverage you purchased) to your beneficiaries or your estate.

What Isn’t Covered

Please see a sample policyOpens PDF in new window for a complete list of exclusions. Also, if we are given incorrect or incomplete information on your application for your health, lifestyle or smoking habits, we reserve the right to deny benefits.

How Premiums Work

  • Your premiums are guaranteed to stay the same for your entire term.
  • Your policy automatically renews after your initial term ends. Premiums increase yearly and the cost will be detailed in your policy schedule. At age 100, you no longer have to worry about paying a premium.

Chat with an Advisor By Phone or Video

Send us a few details and a licensed advisor will be in touch within 2 business days.

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Get a Term Life Insurance Quote

You protect your country every day. Let us help you protect your family with RBC Term Life Insurance.

Get a Quote

Protect Your Family’s Homefront

Know your homefront is secure with coverage for your home and car through RBC Insurance. Enjoy savings and the convenience of having your coverage in one spot:

  • Special Savings: Save on home and car insurance with preferred plan rates – no bundling required.
  • The Coverage You Need: Whether you rent or own, we can help protect the place you call home as well as your personal vehicles.
  • No Pressure Advice: Need help choosing the right coverage? Licensed insurance advisors can provide clear, upfront advice about your options.
  • Support You Can Count On: With 24/7 Emergency Claims Response Service, Claims Satisfaction Guarantee and Anonymous Claims Advice Line, you’ll always have help when you need it.

Save on Home and Car Insurance

Protect your home and vehicles even when you’re out protecting your country.

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  • Call 1-800-769-2529
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Our Commitment to the Military Community

RBC Operation Collaborative Spirit

Once a year, RBC senior business leaders gather at the military base in Petawawa to participate in drills and showcase the training and professionalism of Canada’s military.

Military Employment Transition (MET) Top Employer

In 2017, RBC was recognized as one of the top MET employers for Canadian Armed Forces Personnel who are transitioning into civilian careers.

Ongoing True Patriot Love Foundation Supporter

We’ve made a long-term commitment to help fund the Strongest Families Institute because we believe the families of those who serve should feel safe and supported here at home.