Compare Visitors to Canada Plans

Do you know someone travelling or immigrating to Canada? Our unique visitor insurance can help protect visiting friends and family in case of a medical emergency or travel accident. It can also protect Canadians not eligible for government health plan coverage.

Compare the features and benefits of each plan below:

	Visitors Plan III Learn More	Visitors Plan II Learn More	Visitors Plan I Learn More
General Information
Age Eligibility	1 month to 69 years	1 month to 84 years	1 month to 84 years
Help The person being insured must be in this age range at the time the policy is purchased.
Maximum Trip Duration (in Days)	365	365	365
Help The person being insured can purchase coverage for a single trip up to the number of days specified above.
Emergency Medical Insurance
Medical and Other Benefits	$150,000(1)	$50,000(1)	$25,000(1)
Help Emergency Medical insurance pays for expenses related to a covered emergency medical condition that arises while the insured person is outside his or her country of residence. Benefits may include coverage for a hospital stay, transportation by a local ground ambulance, X-rays, prescription drugs and more. Refer to the policy for more details.
24-Hour Multilingual Emergency Medical Assistance	Yes	Yes	Yes
Help If the insured person has a medical emergency during the travel period, one toll-free phone call puts him or her in touch with a multilingual coordinator who can help — 24 hours a day, seven days a week. Our multilingual professionals will coordinate on the insured person's behalf with a local doctor or nurse to arrange the care needed.
Deductible	$0	$50	$50
Help The deductible is the dollar amount the insured person would be responsible for paying for each claim, before any remaining eligible expenses are reimbursed under this insurance.
Repatriation of Remains(2)	Transportation Cost Unlimited	Transportation Cost Unlimited	Transportation Cost Unlimited
Help If, during the insured person's trip, he or she dies from a covered medical condition, this insurance will help pay for his or her remains to be transported to his or her departure point. Alternatively, this insurance may also be used to cover the costs to bury the insured person's remains at the location where death occurred, or for the cremation of remains.
Bedside Companion Travel Expenses	Unlimited	Unlimited	Unlimited
Help This benefit covers the cost of a bedside companion's return economy air fare on a commercial flight via the most cost-effective route. A bedside companion is defined as a person of choice who is required at the insured person's bedside while he or she is hospitalized during the trip.
Bedside Companion Subsistence Allowance	$300	$300	$300
Help This benefit reimburses the insured person's bedside companion up to the benefit amount as stated above for commercial accommodations and meals, essential telephone calls and taxi fares while he or she is required at the insured person's hospital bedside.
Return to Departure Point	Unlimited	Unlimited	Unlimited
Help This benefit reimburses the insured person up to the benefit amount as stated above for costs associated with returning to his or her departure point if emergency medical care is medically recommended due to his or her medical condition.
Insured Person or Travelling Companion Subsistence Allowance	$1,500	$1,500	$1,500
Help This benefit reimburses the insured person for expenses incurred as a result of a covered risk. Expenses can include commercial accommodations and meals, essential telephone calls, and taxi fares, up to the specified maximum, for the insured person or his or her travelling companion.
Emergency Dental Treatment (Accidental Blow to Face)	$2000	$2000	$2000
Help This benefit covers emergency dental expenses up to the benefit amount as stated above incurred during the insured person's trip if he or she needs emergency dental treatment to repair or replace his or her natural or permanently attached artificial teeth because of an accidental blow to the face.
Emergency Dental Treatment	$300	$300	$300
Help This benefit covers dental expenses up to the benefit amount as stated above when required as emergency treatment and ordered by or received from a licensed dentist during the insured person's trip, and the complete cost of prescription drugs.
Travel Accident Insurance (Principal Sums)(2)
Death	$25,000	$25,000	$25,000
Help This is the principal sum payable if the insured person has an accident during his or her travel period and has accidental bodily injuries that result in his or her death within 365 days from the date of the accident.
Double Dismemberment, Loss of Sight in Both Eyes, or Complete and Irrecoverable Loss of Speech or Hearing	$25,000	$25,000	$25,000
Help This is the principal sum payable if the insured person has an accident during his or her travel period and has accidental bodily injuries that result in his or her double dismemberment, loss of sight in both eyes, or complete and irrecoverable loss of speech or hearing within 365 days from the date of the accident.
Single Dismemberment or Loss of Sight in One Eye	$12,500	$12,500	$12,500
Help This is the principal sum payable if the insured person has an accident during his or her travel period and has accidental bodily injuries that result in his or her single dismemberment or loss of sight in one eye within 365 days from the date of the accident.

1) This is the aggregate limit of all benefits under the emergency medical portion of this policy.

2) The insured person is entitled to a maximum of the largest amount specified for one of these three Travel Accident Insurance benefits: 1) Death, 2) Double dismemberment, loss of sight in both eyes, or complete and irrevocable loss of speech or hearing, or 3) Single dismemberment or loss of sight in one eye.