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Personal Insurance > Travel Insurance > Travel Medical Insurance Plans > Compare Travel Medical Plans
You're making a smart decision by protecting yourself medically and financially anytime you travel outside your home province or territory.
Compare the features and benefits of each plan below:
Classic Medical |
TravelCare® Medical |
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|---|---|---|
| Age Eligibility |
0 - 59 | 60+ |
| Medical Questionnaire Required? |
No | Yes |
| Pre-existing Conditions Covered? |
Yes, if condition(s) have been stable for 90 days before the effective date of the coverage | Dependent on the TravelCare category for which you are eligible (Click here |
| For Travel Destinations |
Anywhere outside your home province or territory | Anywhere outside your home province or territory |
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| Maximum Trip Duration (in Days) |
183 | 183 |
| Coverage for Trips in Excess of 183 Days? (183-365 Days) |
Available age 0-59 with eligibility requirements(1) | Available age 60-74 with eligibility requirements(2) |
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| Multi-Trip Annual Coverage Available? |
Yes | Yes |
| Multi-Trip Annual Plan Individual Trip Duration Options (in Days) |
9, 16, 30 or 60 consecutive days | 9, 16, 30 or 60 consecutive days (30- and 60-day option for 79 years or younger only) |
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| Eligible Emergency Medical Expenses |
Unlimited(3) | Unlimited(3) |
| Subsistence Allowance |
$1,750 | $1,750 |
| 24-Hour Multilingual Emergency Medical Assistance |
Yes | Yes |
| Deductible |
N/A | $0, $200 or $500 USD(4) |
1) To be eligible to purchase “top-up” coverage, you must be covered under your government health insurance plan for the full duration of your trip.
2) Coverage for trips in excess of 183 days (183-365 days) is not available for TravelCare Bronze Medical. To be eligible to purchase “top-up” coverage, you must be covered under your government health insurance plan for the full duration of your trip.
3) This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.
4) TravelCare Bronze Medical coverage includes a $200 US deductible per claim.