Government health insurance plans may not cover everything once you leave your home province/territory and typically cover only a limited portion once you leave the country. Plus, government health insurance plans don't guarantee coverage for special care (air ambulance or emergency dental services, for instance).

Unlike government health insurance plans, our emergency medical insurance provides:

• Unlimited coverage for eligible medical expenses²
• Up-front payment on claims whenever possible
• 24-hour, multilingual emergency medical assistance—one toll-free phone call puts you in touch with a multilingual professional who will refer you to a local doctor or facility in order for you to receive the care you need

² This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage in force for the full length of your trip.