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Segregated Funds

Segregated Funds – A Smart Investment Choice.

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RBC Guaranteed Investment Funds (GIF) Features

There is confidence in knowing that your assets are well invested and well protected. RBC® Guaranteed Investment Funds (GIFs) are a powerful investment solution to help you meet your needs.

 

Expand - Death Benefit Guarantee Death Benefit Guarantee

 

Expand - Maturity Guarantee Maturity Guarantee

 

Expand - Optional resets Optional resets

 

Expand - Investment Options Investment Options

 

*The death benefit guarantee amounts will be reduced proportionately for all withdrawals and fees.

** The maturity guarantee amount will be reduced proportionately for all withdrawals and fees. If deposits are made in more than one policy year, there will be multiple dates, deposit values that share the same anniversary date.

***Contractholder refers to the owner of the contract and may be different from the annuitant for non-registered contracts. Annuitant refers to the person on whose life the guarantees and annuity payments are based.

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. RBC Guaranteed Investment Funds are segregated funds and are referred to as individual variable annuity contracts. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. The underlying mutual funds and portfolios available in these Contracts are managed by RBC Global Asset Management Inc. Details of the applicable Contract are contained in the RBC GIF Information Folder and Contract.