Health Insurance

Help protect your future—and your financial independence

The high cost of long-term care, combined with the fact that provincial health insurance plans provide only limited coverage, can mean thousands of dollars in out-of-pocket expenses should you or a loved one ever need long-term care. The good news is that long-term care insurance from RBC Insurance can help fill that gap—allowing you to reduce the burden on loved ones and maintain more control over your future.

• Learn about Long-Term Care Insurance

1) The critical illness insurance benefit is paid when you are diagnosed with a covered critical illness, as defined in the policy, and satisfy the survival period, as defined in the policy.

2) With the Enhanced Coverage hospital insurance plan, there is an elimination period of 3 days before benefits are paid if you are hospitalized as a result of illness. This means that if you are hospitalized as a result of illness for 3 days or less, no benefit will be paid.