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Personal Insurance > Health Insurance
Critical IllnessA critical illness such as cancer, heart attack or stroke can bring about a range of challenges—there are decisions to make about choosing care, providing for your family, and more—all while coping with the illness itself. Critical illness insurance from RBC Insurance can help—with a lump-sum benefit payment that you can use to help reduce your financial burden, maintain your independence, access cutting-edge medical services, or use in another way to assist with your recovery.
We offer the following plans to help meet your critical illness insurance needs:
Use our calculator to estimate how much critical illness insurance coverage you might need:
1) The critical illness insurance benefit is paid when you are diagnosed with a covered critical illness, as defined in the policy, and satisfy the survival period, as defined in the policy.
2) With the Enhanced Coverage hospital insurance plan, there is an elimination period of 3 days before benefits are paid if you are hospitalized as a result of illness. This means that if you are hospitalized as a result of illness for 3 days or less, no benefit will be paid.
A licensed RBC Insurance® advisor can explain your options and help you choose the right health insurance plan.