All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.

As a result of government-run car insurance plans, RBC Insurance does not provide car insurance in Manitoba, Saskatchewan and British Columbia.

1) The online discount is not available in all provinces, and where available varies by province, type of insurance, renewal term and car plan membership. Other exclusions and limitations also apply.

2) This discount applies to certain sections of your policy and to certain classes of car insurance.

3) Value of multi product discounts are off of our standard rates. $525 is the average savings for RBC Insurance clients in Canada.

4) On qualifying vehicles only.

5) Valet Service is only available to customers who live in certain urban areas where volume allows RBC Insurance to offer this service.

6) RBC Insurance^® does not offer car insurance for camper units or trailers that are parked permanently and used as a dwelling.

7) All products and services are subject to the terms and conditions of the applicable insurance contract.

8) The Loss of Vehicle Use endorsement will pay for reasonable costs up to the limit in your policy.

9) To qualify for this endorsement, you must be an Ontario resident, have been licensed 15 or more years ago and be accident-free for the last 6 years.

10) Car insurance is not available in British Columbia, Manitoba and Saskatchewan.

11) Certain conditions apply. This discount also excludes endorsements (any additional (usually optional) enhancements that you add to your policy.)

12) Certain conditions apply. Available on car policies only.

13) Car insurance is government-regulated in these provinces.

14) Feature applies only to the vehicle on which it is purchased. Must qualify for a 6- or 7-star driving record.

15) Certain conditions apply.

16) $0 deductible applies to policies that start with a $250 deductible and after policy experiences five consecutive claim free renewals.

17) Certain conditions apply. Advance Property feature applies up to 180 days in advance of your renewal date.

18) Available in some areas and times.