Disability, Health, Dental & Other Insurance Solutions

Getting the coverage you need has never been easier

You stay busy running your business, and the time you have to spend thinking about insurance is probably limited. That's why we've partnered with The Edge Benefits Inc  to offer a suite of simple and affordable insurance products that are specifically designed for:

• Self-employed individuals or small business owners who need disability, health, dental⁽¹⁾ final expense or other insurance coverage for themselves
• Business owners who need an easy and affordable way to offer essential insurance coverage to their employees

Benefits At-a-Glance

• Personal service. You'll receive a free needs assessment from a licensed RBC Insurance advisor, who will customize a solution that's right for you and your business.
• Mix and match coverage. Buy only the insurance you need, when you need it. For example, apply for just health and dental insurance or apply for all of the EDGE^‡ products. If your needs change, you can apply for additional coverage at any time.
• Convenience. You'll have one point of contact for all of the products you choose—making it easy to make a claim or add coverage.
• Coverage for many occupations. We insure individuals in many occupations, including transportation, construction, retail and more.
• Wide range of protection. Choose from health, dental, final expense, disability, critical illness, business overhead expense insurance and more. Since it can all be purchased through one source, it’s easier to cover all your bases.
• Simple issue/easy application. Acceptance is guaranteed⁽²⁾ in most cases for many of the products, including injury-only disability, final expense and critical illness insurance, which means applying is quick and easy.

Want to offer coverage to your employees?

With RBC Insurance and The Edge, it’s simple and convenient to offer your employees access to health and dental, disability, final expense (guaranteed issue life), critical illness insurance and more.

Find Out More

Loss of Income (including the Accident Medical Treatment Benefits up to $10,000) and Business Overhead Expense insurance are underwritten by RBC Life Insurance Company. Out of Province Emergency Medical Coverage is underwritten by RBC Insurance Company of Canada. Health & Dental insurance is provided by Green Shield Canada. Critical illness, Accidental Death & Dismemberment and Final Expense insurance are underwritten by ACE INA Life Insurance.

Coverage is governed by the terms and conditions of the policies as issued. The disability insurance being sold is individual insurance.

1) Dental benefits can only be purchased in conjunction with health benefits.

2) Provided you satisfy the following qualifying questions: 1. Have you ever had any injury(ies) or other condition which currently restricts your bodily movement or that limits you in performing any daily activities? 2. Do you work at least 20 hours per week and 35 weeks per year?